{"id":10392,"date":"2026-06-14T19:24:23","date_gmt":"2026-06-14T19:24:23","guid":{"rendered":"https:\/\/tours.lemmetravel.com\/?p=10392"},"modified":"2026-06-14T19:30:59","modified_gmt":"2026-06-14T19:30:59","slug":"top-global-travel-trends-for-2026","status":"publish","type":"post","link":"https:\/\/tours.lemmetravel.com\/hi\/2026-\u0915\u0947-\u0932\u093f\u090f-\u0936\u0940\u0930\u094d\u0937-\u0935\u0948\u0936\u094d\u0935\u093f\u0915-\u092f\u093e\u0924\u094d\/","title":{"rendered":"2026 \u0915\u0947 \u0932\u093f\u090f \u0936\u0940\u0930\u094d\u0937 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e \u0930\u0941\u091d\u093e\u0928"},"content":{"rendered":"<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0924\u0915\u0928\u0940\u0915\u0940 \u0928\u0935\u093e\u091a\u093e\u0930, \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0940 \u092c\u0926\u0932\u0924\u0940 \u092a\u0938\u0902\u0926, \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0938\u0902\u092c\u0902\u0927\u0940 \u091a\u093f\u0902\u0924\u093e\u0913\u0902 \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e \u0909\u0926\u094d\u092f\u094b\u0917 \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0926\u0932\u093e\u0935 \u0906 \u0930\u0939\u093e \u0939\u0948\u0964 2026 \u0915\u0940 \u0913\u0930 \u092c\u0922\u093c\u0924\u0947 \u0939\u0941\u090f, \u092f\u093e\u0924\u094d\u0930\u0940 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u0905\u0927\u093f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924, \u0938\u093e\u0930\u094d\u0925\u0915 \u0914\u0930 \u0932\u091a\u0940\u0932\u0947 \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0906\u0927\u0941\u0928\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u0940 \u0905\u092c \u0915\u0947\u0935\u0932 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0938\u094d\u0925\u0932\u094b\u0902 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u092a\u0930 \u0939\u0940 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947; \u092c\u0932\u094d\u0915\u093f \u0935\u0947 \u092a\u094d\u0930\u093e\u092e\u093e\u0923\u093f\u0915 \u0905\u0928\u0941\u092d\u0935\u094b\u0902, \u0938\u0941\u0935\u093f\u0927\u093e, \u0938\u094d\u0925\u093f\u0930\u0924\u093e, \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u0928\u0947\u0915\u094d\u091f\u093f\u0935\u093f\u091f\u0940 \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u0939 \u0932\u0947\u0916 2026 \u092e\u0947\u0902 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092a\u0930\u094d\u092f\u091f\u0928 \u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u094b \u0906\u0915\u093e\u0930 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092f\u093e\u0924\u094d\u0930\u093e \u0930\u0941\u091d\u093e\u0928\u094b\u0902 \u0914\u0930 \u0907\u0928 \u0930\u0941\u091d\u093e\u0928\u094b\u0902 \u0915\u0947 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902, \u092a\u0930\u094d\u092f\u091f\u0928 \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902, \u090f\u092f\u0930\u0932\u093e\u0907\u0928\u094b\u0902, \u0939\u094b\u091f\u0932\u094b\u0902 \u0914\u0930 \u0926\u0941\u0928\u093f\u092f\u093e \u092d\u0930 \u0915\u0947 \u0917\u0902\u0924\u0935\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0924\u0930\u0940\u0915\u094b\u0902 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h1 data-section-id=\"19c0hu8\" data-start=\"784\" data-end=\"824\"><span style=\"font-size: 12pt; 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font-family: arial, helvetica, sans-serif;\">\u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902<\/span><\/h2>\n<ul data-start=\"1072\" data-end=\"1306\">\n<li data-section-id=\"109f2hi\" data-start=\"1072\" data-end=\"1111\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0930\u094d\u092f\u093e\u0935\u0930\u0923 \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932 \u0906\u0935\u093e\u0938 \u0915\u093e \u091a\u092f\u0928 \u0915\u0930\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"1mmmcju\" data-start=\"1112\" data-end=\"1158\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0938\u092e\u0941\u0926\u093e\u092f\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"1l3ho8k\" data-start=\"1159\" data-end=\"1190\"><span style=\"font-size: 12pt; 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font-family: arial, helvetica, sans-serif;\">\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u090f\u0902<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u0909\u0926\u094d\u092f\u094b\u0917 \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u094b \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092a\u0938\u0902\u0926 \u0938\u0947 \u0939\u091f\u0915\u0930 \u090f\u0915 \u092e\u093e\u0928\u0915 \u0905\u092a\u0947\u0915\u094d\u0937\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0939\u0948\u0964<\/span><\/p>\n<hr data-start=\"1659\" data-end=\"1662\" \/>\n<h1 data-section-id=\"1boca3m\" data-start=\"1664\" data-end=\"1707\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">2. \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u092f\u093e\u0924\u094d\u0930\u093e<\/span><\/h1>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/ag9FeqYhTFJq5tu02w2jsF-faWjI_-tPgg9kiGf9X-C5Ndt2tx7LMYn11YbAptMseRQ-c_mREFWQdidCalm66UrxB9Acruc-1P-0ActmdYC7N5cFJn4TjYsew_AViMMLwYRO_RwvUYyss-iNOIKDHCMf3nXrc-HNTAL7LnxvHmc?purpose=inline\" alt=\"https:\/\/images.openai.com\/static-rsc-4\/ufS93fxEgOAG7hDWK6hFMmqZ_q1j__4xImwFONJMYlhxVrUCGIq60Jw8Hlc2UFunslxw1hUt6ICPPwdvn2XVK5cq25eT8hcZlAGBTSQqFOBrNE_jOO0YJsti5m09nmmhfi7bf0OWNkDZ_UjvxxORU4ody2oM1QqR6b1I0bAcJYEvodz1WvjOJQWiLQl_b9j-?purpose=fullsize\" width=\"775\" height=\"462\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e (\u090f\u0906\u0908) \u092f\u093e\u0924\u094d\u0930\u093e \u0928\u093f\u092f\u094b\u091c\u0928 \u0914\u0930 \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0947\u0935\u093e \u0915\u0947 \u0932\u0917\u092d\u0917 \u0939\u0930 \u092a\u0939\u0932\u0942 \u0915\u094b \u092c\u0926\u0932 \u0930\u0939\u0940 \u0939\u0948\u0964<\/span><\/p>\n<h2 data-section-id=\"qybu36\" data-start=\"1816\" data-end=\"1847\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u090f\u0906\u0908 \u0915\u0947 \u0905\u0928\u0941\u092a\u094d\u0930\u092f\u094b\u0917<\/span><\/h2>\n<h3 data-section-id=\"1solkgt\" data-start=\"1849\" data-end=\"1872\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u092e\u093e\u0930\u094d\u091f \u091f\u094d\u0930\u093f\u092a \u092a\u094d\u0932\u093e\u0928\u093f\u0902\u0917<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u090f\u0906\u0908-\u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e\u0913\u0902, \u092c\u091c\u091f \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u093e \u0907\u0924\u093f\u0939\u093e\u0938 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"1cnvi5p\" data-start=\"1988\" data-end=\"2008\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0939\u0947\u092f\u0924\u093e<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u0930\u094d\u091a\u0941\u0905\u0932 \u0905\u0938\u093f\u0938\u094d\u091f\u0947\u0902\u091f \u0914\u0930 \u090f\u0906\u0908 \u091a\u0948\u091f\u092c\u0949\u091f \u091a\u094c\u092c\u0940\u0938\u094b\u0902 \u0918\u0902\u091f\u0947 \u0938\u093e\u0924\u094b\u0902 \u0926\u093f\u0928 \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"175bebf\" data-start=\"2078\" data-end=\"2097\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0905\u0926\u094d\u092d\u0941\u0924 \u092e\u0942\u0932\u094d\u092f<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u090f\u092f\u0930\u0932\u093e\u0907\u0902\u0938 \u0914\u0930 \u0939\u094b\u091f\u0932 \u092e\u093e\u0902\u0917 \u0914\u0930 \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092e\u0942\u0932\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0915\u094b \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0906\u0908 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"asn0xi\" data-start=\"2185\" data-end=\"2217\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0905\u0928\u0941\u0936\u0902\u0938\u093e\u090f\u0901<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u0928\u0915\u0940 \u0930\u0941\u091a\u093f\u092f\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0917\u0902\u0924\u0935\u094d\u092f \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"14ddwuy\" data-start=\"2303\" data-end=\"2325\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u090f\u0906\u0908 \u0938\u0947 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u093e \u0938\u092e\u092f \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0938\u093e\u0925 \u0939\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u093e \u0938\u092e\u0917\u094d\u0930 \u0905\u0928\u0941\u092d\u0935 \u092d\u0940 \u092c\u0947\u0939\u0924\u0930 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<hr data-start=\"2414\" data-end=\"2417\" \/>\n<h1 data-section-id=\"dfh4a5\" data-start=\"2419\" data-end=\"2456\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">3. \u0921\u093f\u091c\u093f\u091f\u0932 \u0918\u0941\u092e\u0902\u0924\u0942 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u093e \u0909\u0926\u092f<\/span><\/h1>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/pDF-nouTnfFGsOeY4vLRU99_6v3H90eBZaB4QSGG6NBAMi9XvGDdbcSq_f1YXzia4JDSzXaHUHFrUJak8kYLJHyAJaHRp8DCFiHY9scS-8EBhC_BXhtt4aYZZZhxYGrf3ZoaAmqg_rTv5oYyJ8m4QDnNrBnd4DYrhZtsBoOcNOx4yi6STrhdYGItZvyu5AoM?purpose=inline\" alt=\"https:\/\/images.openai.com\/static-rsc-4\/kaqODEN7wtAe5_MpDNrw26QXSP6QPPjv2PRe773RLWIJ3MpJrhc4MDsDxVu530G3p36eTE4F_1-fEEYFM8MdDDCuxcMLeRtmNqrPBBEO4FfNDg5WPIe39JF0TxNauTvHcmNKcLbN7Y8-U6fOTBuIQMYoZB_B-NxJoGzDo8bK5e3X1-9Nhl3ccdP6ZIkUsPGn?purpose=fullsize\" width=\"765\" height=\"510\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0926\u0942\u0930\u0938\u094d\u0925 \u0915\u093e\u0930\u094d\u092f \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u094b \u0932\u0917\u093e\u0924\u093e\u0930 \u0928\u092f\u093e \u0906\u0915\u093e\u0930 \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0964<\/span><\/p>\n<h2 data-section-id=\"r3hl30\" data-start=\"2516\" data-end=\"2542\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u094b\u092e\u0948\u0921\u094d\u0938 \u0915\u094c\u0928 \u0939\u0948\u0902?<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u094b\u092e\u0948\u0921\u094d\u0938 \u0910\u0938\u0947 \u092a\u0947\u0936\u0947\u0935\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0914\u0930 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u092a\u0930 \u0930\u0939\u0924\u0947 \u0939\u0941\u090f \u0926\u0942\u0930 \u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"13bvzvz\" data-start=\"2650\" data-end=\"2673\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0917\u0902\u0924\u0935\u094d\u092f<\/span><\/h2>\n<ul data-start=\"2675\" data-end=\"2748\">\n<li data-section-id=\"1vcssr2\" data-start=\"2675\" data-end=\"2685\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0941\u0930\u094d\u0924\u0917\u093e\u0932<\/span><\/li>\n<li data-section-id=\"178eoct\" data-start=\"2686\" data-end=\"2693\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u092a\u0947\u0928<\/span><\/li>\n<li data-section-id=\"xnnmij\" data-start=\"2694\" data-end=\"2704\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0925\u093e\u0908\u0932\u0948\u0902\u0921<\/span><\/li>\n<li data-section-id=\"1fy6v6c\" data-start=\"2705\" data-end=\"2716\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0907\u0902\u0921\u094b\u0928\u0947\u0936\u093f\u092f\u093e<\/span><\/li>\n<li data-section-id=\"47z23z\" data-start=\"2717\" data-end=\"2739\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924<\/span><\/li>\n<li data-section-id=\"1tibkyl\" data-start=\"2740\" data-end=\"2748\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u0947\u0915\u094d\u0938\u093f\u0915\u094b<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"lv4t4\" data-start=\"2750\" data-end=\"2771\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u093f\u0915\u093e\u0938 \u0915\u0947 \u0915\u093e\u0930\u0923<\/span><\/h2>\n<ul data-start=\"2773\" data-end=\"2887\">\n<li data-section-id=\"1twpzy7\" data-start=\"2773\" data-end=\"2802\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u091a\u0940\u0932\u0940 \u0915\u093e\u0930\u094d\u092f \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u0964<\/span><\/li>\n<li data-section-id=\"1ibcwn8\" data-start=\"2803\" data-end=\"2838\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u0947\u0939\u0924\u0930 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"slmjek\" data-start=\"2839\" data-end=\"2887\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0908 \u0926\u0947\u0936\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u094b\u092e\u0948\u0921 \u0935\u0940\u091c\u093e \u0915\u0940 \u092a\u0947\u0936\u0915\u0936 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"1d96nv2\" data-start=\"2889\" data-end=\"2909\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0906\u0930\u094d\u0925\u093f\u0915 \u0932\u093e\u092d<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u094d\u0925\u0932\u094b\u0902 \u0915\u094b \u0909\u0928 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0906\u0917\u0902\u0924\u0941\u0915\u094b\u0902 \u0938\u0947 \u0932\u093e\u092d \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u094b \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092a\u0930\u094d\u092f\u091f\u0928 \u092e\u094c\u0938\u092e\u094b\u0902 \u0938\u0947 \u092a\u0930\u0947 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u0913\u0902 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"3027\" data-end=\"3030\" \/>\n<h1 data-section-id=\"1n07cwa\" data-start=\"3032\" data-end=\"3073\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">4. \u092c\u094d\u0932\u0947\u091c\u093c\u0930 \u091f\u094d\u0930\u0948\u0935\u0932 (\u0935\u094d\u092f\u093e\u092a\u093e\u0930 + \u0905\u0935\u0915\u093e\u0936)<\/span><\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/images.openai.com\/static-rsc-4\/sr2-S3X8K2G66wDMFqEiB3ESvdy03PGlvK-nuKWHBL_38_bIwWZUYzI2DwOimsnLtlAQGF5I57BYL2C0QD_UnIQ3UmbZj2_hRPpVfBETgeoUi_2TEqQe2-lnyB3gOfyhmwuoFMs5JsR8DhaOUBKIB-B6LZFqFTwHH8VHMV5KnobcPo5gJxJQUOJ60AMMxV6q?purpose=fullsize\" alt=\"\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e (\u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0917\u093e\u0907\u0921: \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u092c\u093e\u0924\u0947\u0902 + \u091f\u093f\u092a\u094d\u0938 \u0914\u0930 \u091f\u094d\u0930\u093f\u0915\u094d\u0938)\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u094d\u0932\u0947\u091c\u0930 \u091f\u094d\u0930\u0948\u0935\u0932 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e\u0913\u0902 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0905\u0935\u0915\u093e\u0936 \u0915\u0947 \u0905\u0928\u0941\u092d\u0935 \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"93ywbt\" data-start=\"3142\" data-end=\"3162\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u0939 \u0915\u094d\u092f\u094b\u0902 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948?<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0908 \u092a\u0947\u0936\u0947\u0935\u0930 \u0932\u094b\u0917 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0926\u093e\u092f\u093f\u0924\u094d\u0935\u094b\u0902 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092f\u093e \u092c\u093e\u0926 \u092e\u0947\u0902 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u093e \u0906\u0928\u0902\u0926 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0940 \u0915\u093e\u0930\u094d\u092f \u092f\u093e\u0924\u094d\u0930\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"2qq1z5\" data-start=\"3277\" data-end=\"3288\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092b\u093c\u093e\u092f\u0926\u0947<\/span><\/h2>\n<h3 data-section-id=\"ltmegx\" data-start=\"3290\" data-end=\"3307\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f<\/span><\/h3>\n<ul data-start=\"3308\" data-end=\"3378\">\n<li data-section-id=\"1l3n8ai\" data-start=\"3308\" data-end=\"3335\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u0947\u0939\u0924\u0930 \u0915\u093e\u0930\u094d\u092f-\u091c\u0940\u0935\u0928 \u0938\u0902\u0924\u0941\u0932\u0928\u0964<\/span><\/li>\n<li data-section-id=\"1qztb2m\" data-start=\"3336\" data-end=\"3378\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0928\u090f \u0938\u094d\u0925\u0932\u094b\u0902 \u0915\u094b \u0918\u0942\u092e\u0928\u0947 \u0915\u093e \u0905\u0935\u0938\u0930\u0964<\/span><\/li>\n<\/ul>\n<h3 data-section-id=\"1wwch98\" data-start=\"3380\" data-end=\"3397\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f<\/span><\/h3>\n<ul data-start=\"3398\" data-end=\"3471\">\n<li data-section-id=\"15vcdxa\" data-start=\"3398\" data-end=\"3431\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u0938\u0902\u0924\u0941\u0937\u094d\u091f\u093f \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930\u0964<\/span><\/li>\n<li data-section-id=\"7zrd9l\" data-start=\"3432\" data-end=\"3471\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"ip6vto\" data-start=\"3473\" data-end=\"3493\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0939\u094b\u091f\u0932 \u0914\u0930 \u090f\u092f\u0930\u0932\u093e\u0907\u0928 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u092c\u094d\u0932\u0947\u091c\u0930 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0932\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u092a\u0948\u0915\u0947\u091c \u0924\u0948\u092f\u093e\u0930 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"3582\" data-end=\"3585\" \/>\n<h1 data-section-id=\"1lk539y\" data-start=\"3587\" data-end=\"3618\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">5. \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930\u094d\u092f\u091f\u0928 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/span><\/h1>\n<p><img decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/_9NgPSiNbOfiviLcDMFhi-xfUaLURUnlZKdMnua4NGyjtq3ohkYIUKwIxfzCDaz177IRFGxHS4CNNQON3431Kcw89CZXsQdwVEeqg0QHw0ZBp3k3TZbrPludNCM8e1A3_7EoNtMyx0n3Pt6CvqlbAEqZSLThj0rHK1_1BZ5CLLGLA4SJR41wnJZnoxhrEUHO?purpose=fullsize\" alt=\"\u0935\u093f\u0936\u094d\u0935 \u0938\u094d\u0924\u0930 \u092a\u0930 2026 \u0915\u0947 \u0936\u0940\u0930\u094d\u0937 \u0935\u0947\u0932\u0928\u0947\u0938 \u0930\u093f\u091f\u094d\u0930\u0940\u091f \u0914\u0930 \u092f\u094b\u0917 \u0938\u094d\u0925\u0932\" width=\"660\" height=\"440\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u0924\u0902\u0926\u0941\u0930\u0941\u0938\u094d\u0924\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e\u090f\u0902 \u092c\u0928 \u0917\u0908 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"cez4r3\" data-start=\"3687\" data-end=\"3716\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/span><\/h2>\n<ul data-start=\"3718\" data-end=\"3818\">\n<li data-section-id=\"15wmspi\" data-start=\"3718\" data-end=\"3733\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u092a\u093e \u0930\u093f\u091f\u094d\u0930\u0940\u091f\u0964<\/span><\/li>\n<li data-section-id=\"l49yel\" data-start=\"3734\" data-end=\"3756\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0927\u094d\u092f\u093e\u0928 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u0964<\/span><\/li>\n<li data-section-id=\"1xzwtu4\" data-start=\"3757\" data-end=\"3774\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u094b\u0917 \u0915\u0940 \u091b\u0941\u091f\u094d\u091f\u093f\u092f\u093e\u0902\u0964<\/span><\/li>\n<li data-section-id=\"15j8tbh\" data-start=\"3775\" data-end=\"3792\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u094d\u0930\u0915\u0943\u0924\u093f \u092c\u0947\u0915\u093e\u092c\u0942 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/li>\n<li data-section-id=\"hcei53\" data-start=\"3793\" data-end=\"3818\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u093e\u0928\u0938\u093f\u0915 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u0940 \u0930\u093f\u091f\u094d\u0930\u0940\u091f\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"1yyrcba\" data-start=\"3820\" data-end=\"3852\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0938\u0947\u0935\u093e \u0938\u094d\u0925\u0932<\/span><\/h2>\n<ul data-start=\"3854\" data-end=\"3898\">\n<li data-section-id=\"1j4230u\" data-start=\"3854\" data-end=\"3860\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u093e\u0932\u0940<\/span><\/li>\n<li data-section-id=\"4yxozf\" data-start=\"3861\" data-end=\"3874\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0935\u093f\u091f\u094d\u091c\u093c\u0930\u0932\u0948\u0902\u0921<\/span><\/li>\n<li data-section-id=\"xnnmij\" data-start=\"3875\" data-end=\"3885\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0925\u093e\u0908\u0932\u0948\u0902\u0921<\/span><\/li>\n<li data-section-id=\"1h7m2m3\" data-start=\"3886\" data-end=\"3898\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u094b\u0938\u094d\u091f\u093e \u0930\u093f\u0915\u093e<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"15nr6r4\" data-start=\"3900\" data-end=\"3916\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u093e\u091c\u093e\u0930 \u0935\u0943\u0926\u094d\u0927\u093f<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u092c\u0922\u093c\u0924\u0940 \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0915\u0947 \u0915\u093e\u0930\u0923 \u0935\u0947\u0932\u0928\u0947\u0938 \u091f\u0942\u0930\u093f\u091c\u094d\u092e \u0915\u0908 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092c\u0947\u0939\u0924\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964<\/span><\/p>\n<hr data-start=\"4026\" data-end=\"4029\" \/>\n<h1 data-section-id=\"soq1cx\" data-start=\"4031\" data-end=\"4067\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">6. \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0905\u0928\u0941\u092d\u0935<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/gnhknG6yAWeQFFl0scEzI9Azf0fhcrQc4rNj7VvKXM_AkSVEDnzQLNiUOjJ3OXKYqzvb5nuKjFw3pjs8Px34Ti5_XN8kSVcM9WNfrqzKII9QTS18VGcu_5smCX-9GcOYzOKrw4aCTei3c7QFAK31S81ngxYi6exmjmJwOZX6r88Sk1BJjCK02m1I7ReBGXjI?purpose=fullsize\" alt=\"\u092f\u0942\u0930\u094b\u092a \u092e\u0947\u0902 \u091f\u094d\u0930\u0948\u0935\u0932 \u090f\u091c\u0947\u0902\u0938\u093f\u092f\u094b\u0902 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e: 85% \u091f\u094d\u0930\u0938\u094d\u091f \u090f\u0915\u094d\u0938\u092a\u0930\u094d\u091f\u094d\u0938\" width=\"752\" height=\"430\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0906\u0927\u0941\u0928\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u0940 \u0905\u092a\u0928\u0940 \u0930\u0941\u091a\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"q0rqke\" data-start=\"4153\" data-end=\"4164\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u093e\u0939\u0930\u0923<\/span><\/h2>\n<h3 data-section-id=\"18k3fei\" data-start=\"4166\" data-end=\"4186\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u093e\u0915 \u0915\u0932\u093e \u092a\u0930\u094d\u092f\u091f\u0928<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092d\u094b\u091c\u0928 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0905\u0928\u0941\u092d\u0935\u0964<\/span><\/p>\n<h3 data-section-id=\"13a1fcz\" data-start=\"4221\" data-end=\"4242\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u093e\u0939\u0938\u093f\u0915 \u092a\u0930\u094d\u092f\u091f\u0928<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0948\u0926\u0932 \u092f\u093e\u0924\u094d\u0930\u093e, \u0917\u094b\u0924\u093e\u0916\u094b\u0930\u0940, \u092a\u0930\u094d\u0935\u0924\u093e\u0930\u094b\u0939\u0923 \u0914\u0930 \u0935\u0928\u094d\u092f\u091c\u0940\u0935 \u0905\u092d\u093f\u092f\u093e\u0928\u0964<\/span><\/p>\n<h3 data-section-id=\"1g7lv8n\" data-start=\"4296\" data-end=\"4318\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u093e\u0902\u0938\u094d\u0915\u0943\u0924\u093f\u0915 \u0935\u093f\u0938\u0930\u094d\u091c\u0928<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092a\u0930\u0902\u092a\u0930\u093e\u0913\u0902, \u092d\u093e\u0937\u093e\u0913\u0902 \u0914\u0930 \u0930\u0940\u0924\u093f-\u0930\u093f\u0935\u093e\u091c\u094b\u0902 \u0915\u094b \u0938\u0940\u0916\u0928\u093e\u0964<\/span><\/p>\n<h3 data-section-id=\"vkws33\" data-start=\"4371\" data-end=\"4397\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u0915\u094d\u091c\u0930\u0940 \u0935\u0948\u092f\u0915\u094d\u0924\u093f\u0915\u0930\u0923<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0924\u0948\u092f\u093e\u0930 \u0915\u093f\u090f \u0917\u090f \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u0932\u0915\u094d\u091c\u0930\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u092a\u0948\u0915\u0947\u091c\u0964<\/span><\/p>\n<h2 data-section-id=\"1jj3fq5\" data-start=\"4473\" data-end=\"4503\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u0948\u092f\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948?<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u0940 \u092d\u094c\u0924\u093f\u0915 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092f\u093e\u0926\u0917\u093e\u0930 \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u094b \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"4584\" data-end=\"4587\" \/>\n<h1 data-section-id=\"zemfy\" data-start=\"4589\" data-end=\"4626\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">7. \u092c\u0939\u0941-\u092a\u0940\u0922\u093c\u0940\u0917\u0924 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/aR_w6EAXliFPhA6Bb6b70xRSsYh5vv-XOklQSbl1pJ4xxEzVw2QQbsjFQmMU6ivKUSF8gEjA5BlSCYn3b1zTpjz9TOJRp8wG_-Xvo2gzXnCRnJQOKvybqN2vb4eCLvnyF-Xu0mrFsePuY1YXHSu5DpQhTaebUAPuVxsyZoJX2C2E0jggwsK9SBBb8QPKkA6D?purpose=fullsize\" alt=\"\u092c\u0939\u0941-\u092a\u0940\u0922\u093c\u0940\u0917\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u091a\u0932\u0928 \u0915\u093e \u092d\u0930\u092a\u0942\u0930 \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u093e - \u092b\u0948\u092e\u093f\u0932\u0940 \u091f\u094d\u0930\u0948\u0935\u0932 \u090f\u0938\u094b\u0938\u093f\u090f\u0936\u0928\" width=\"667\" height=\"350\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0908 \u092a\u0940\u0922\u093c\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u094b\u0917 \u090f\u0915 \u0938\u093e\u0925 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"1dceexf\" data-start=\"4690\" data-end=\"4707\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0938\u092e\u0942\u0939<\/span><\/h2>\n<ul data-start=\"4709\" data-end=\"4744\">\n<li data-section-id=\"1tn6s0p\" data-start=\"4709\" data-end=\"4723\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0926\u093e\u0926\u093e-\u0926\u093e\u0926\u0940<\/span><\/li>\n<li data-section-id=\"xwjzs7\" data-start=\"4724\" data-end=\"4733\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0905\u092d\u093f\u092d\u093e\u0935\u0915<\/span><\/li>\n<li data-section-id=\"4lwmyj\" data-start=\"4734\" data-end=\"4744\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u091a\u094d\u091a\u0947<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"hlwbmn\" data-start=\"4746\" data-end=\"4760\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0915<\/span><\/h2>\n<ul data-start=\"4762\" data-end=\"4852\">\n<li data-section-id=\"1m6hove\" data-start=\"4762\" data-end=\"4791\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"1h4xgcr\" data-start=\"4792\" data-end=\"4824\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u093f\u0936\u0947\u0937 \u0905\u0935\u0938\u0930\u094b\u0902 \u0915\u093e \u091c\u0936\u094d\u0928 \u092e\u0928\u093e\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"1dd2bu1\" data-start=\"4825\" data-end=\"4852\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u093e\u091d\u093e \u092f\u093e\u0926\u0947\u0902 \u092c\u0928\u093e\u0928\u093e\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"5g8whu\" data-start=\"4854\" data-end=\"4876\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u094d\u092f\u094b\u0917 \u0905\u0928\u0941\u0915\u0942\u0932\u0928<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0939\u094b\u091f\u0932 \u0914\u0930 \u0930\u093f\u0938\u0949\u0930\u094d\u091f \u092c\u0921\u093c\u0947 \u0938\u092e\u0942\u0939\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u090f \u0917\u090f \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932 \u0906\u0935\u093e\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"4969\" data-end=\"4972\" \/>\n<h1 data-section-id=\"1k8wi4w\" data-start=\"4974\" data-end=\"5011\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">8. \u0915\u092e \u092a\u094d\u0930\u0938\u093f\u0926\u094d\u0927 \u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u094d\u0925\u0932<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/jtNkcf7U_x5O_XrbIuSNtZri_7vL2bO558PsoOWSIJzNvGCfvckawsfa0iIHdBjDM3bYIijg0WtKMdAuz1JfLQFdeCyUfI_5_gXZOLcvhEdirYCLKfAP-lxWK3r8ifwqXHKjbMv09-BOeNp3vk410wX91dKYsxpy8ETOdHIO7-kN02OaVY5pQg9I9vQufhs1?purpose=fullsize\" alt=\"\u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0930\u0924\u094d\u0928: \u0926\u0941\u0928\u093f\u092f\u093e \u092d\u0930 \u0915\u0947 \u0936\u0940\u0930\u094d\u0937 \u0915\u092e \u092a\u094d\u0930\u0938\u093f\u0926\u094d\u0927 \u0917\u0902\u0924\u0935\u094d\u092f\" width=\"774\" height=\"435\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u0940 \u092d\u0940\u0921\u093c\u092d\u093e\u0921\u093c \u0935\u093e\u0932\u0947 \u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u094d\u0925\u0932\u094b\u0902 \u0938\u0947 \u0926\u0942\u0930 \u091c\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"16hb3o2\" data-start=\"5075\" data-end=\"5085\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u093e\u0930\u0923<\/span><\/h2>\n<ul data-start=\"5087\" data-end=\"5159\">\n<li data-section-id=\"1brgwxi\" data-start=\"5087\" data-end=\"5110\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0905\u0924\u093f\u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u0947 \u092c\u091a\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"19wgopz\" data-start=\"5111\" data-end=\"5134\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u094d\u0930\u093e\u092e\u093e\u0923\u093f\u0915\u0924\u093e \u0915\u0940 \u0924\u0932\u093e\u0936\u0964<\/span><\/li>\n<li data-section-id=\"1xv5ld8\" data-start=\"5135\" data-end=\"5159\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0930\u0924\u094d\u0928\u094b\u0902 \u0915\u0940 \u0916\u094b\u091c\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"q0rqke\" data-start=\"5161\" data-end=\"5172\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u093e\u0939\u0930\u0923<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0947 \u092c\u091c\u093e\u092f:<\/span><\/p>\n<ul data-start=\"5186\" data-end=\"5301\">\n<li data-section-id=\"evb3sw\" data-start=\"5186\" data-end=\"5217\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0947\u0930\u093f\u0938 \u2192 \u092b\u094d\u0930\u093e\u0902\u0938 \u0915\u0947 \u091b\u094b\u091f\u0947 \u0936\u0939\u0930\u0964<\/span><\/li>\n<li data-section-id=\"14tymi6\" data-start=\"5218\" data-end=\"5259\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u093e\u0932\u0940 \u2192 \u0907\u0902\u0921\u094b\u0928\u0947\u0936\u093f\u092f\u093e \u0915\u0947 \u0915\u092e \u092a\u094d\u0930\u0938\u093f\u0926\u094d\u0927 \u0926\u094d\u0935\u0940\u092a\u0964<\/span><\/li>\n<li data-section-id=\"1s8u3pr\" data-start=\"5260\" data-end=\"5301\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u091f\u094b\u0915\u094d\u092f\u094b \u2192 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u091c\u093e\u092a\u093e\u0928\u0940 \u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u094d\u0925\u0932\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"2qq1z5\" data-start=\"5303\" data-end=\"5314\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092b\u093c\u093e\u092f\u0926\u0947<\/span><\/h2>\n<ul data-start=\"5316\" data-end=\"5398\">\n<li data-section-id=\"wfxx1f\" data-start=\"5316\" data-end=\"5345\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u093e\u092e\u093e\u0923\u093f\u0915 \u0905\u0928\u0941\u092d\u0935\u0964<\/span><\/li>\n<li data-section-id=\"ouu3qa\" data-start=\"5346\" data-end=\"5369\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u0916\u0930\u094d\u091a \u092e\u0947\u0902 \u0915\u092e\u0940\u0964<\/span><\/li>\n<li data-section-id=\"1c129gl\" data-start=\"5370\" data-end=\"5398\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u092e \u092d\u0940\u0921\u093c\u092d\u093e\u0921\u093c \u0935\u093e\u0932\u0947 \u0935\u093e\u0924\u093e\u0935\u0930\u0923\u0964<\/span><\/li>\n<\/ul>\n<hr data-start=\"5400\" data-end=\"5403\" \/>\n<h1 data-section-id=\"khcvh4\" data-start=\"5405\" data-end=\"5444\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">9. \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0939\u0935\u093e\u0908 \u0905\u0921\u094d\u0921\u0947 \u0914\u0930 \u0938\u0941\u0917\u092e \u092f\u093e\u0924\u094d\u0930\u093e<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/oPGf1moBcQuyyjCssQaYjcjRkyPzbq6N4WDuhDOhCD_CpPbAoBmj93Y6CCVD_w47c6kipzTbe4IhSrl3nbbtml3ImDl2hqGHYiPvva-lARqKYTD6wIUu5Brwr7rjez83o03oblF92YFgsWmVDQz0aPcE3qBllm8CZRLb8Au63xB9UAOg-wqXY4MzzeoWUbdA?purpose=fullsize\" alt=\"\u0939\u0935\u093e\u0908 \u0905\u0921\u094d\u0921\u0947 \u0915\u0940 \u091a\u0947\u0939\u0930\u093e \u092a\u0939\u091a\u093e\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u0940\" width=\"856\" height=\"643\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0924\u0915\u0928\u0940\u0915 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094b \u0924\u0947\u091c \u0914\u0930 \u0905\u0927\u093f\u0915 \u0915\u0941\u0936\u0932 \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948\u0964<\/span><\/p>\n<h2 data-section-id=\"1ag38aj\" data-start=\"5502\" data-end=\"5516\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0928\u0935\u093e\u091a\u093e\u0930<\/span><\/h2>\n<h3 data-section-id=\"yo5ld8\" data-start=\"5518\" data-end=\"5546\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u093e\u092f\u094b\u092e\u0947\u091f\u094d\u0930\u093f\u0915 \u092a\u0939\u091a\u093e\u0928<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u091a\u0947\u0939\u0930\u0947 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0938\u0947 \u0939\u0935\u093e\u0908 \u0905\u0921\u094d\u0921\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u090f\u0902 \u0938\u0930\u0932 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"107ozqb\" data-start=\"5598\" data-end=\"5622\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u0902\u092a\u0930\u094d\u0915 \u0930\u0939\u093f\u0924 \u091a\u0947\u0915-\u0907\u0928<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"qpk7yz\" data-start=\"5670\" data-end=\"5698\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0938\u0940\u092e\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0906\u0935\u094d\u0930\u091c\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0932\u093e\u0928\u093e\u0964<\/span><\/p>\n<h3 data-section-id=\"1t8cfek\" data-start=\"5731\" data-end=\"5761\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092f\u093e\u0924\u094d\u0930\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0939\u091a\u093e\u0928 \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u093e \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u0915\u093e \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u0938\u0924\u094d\u092f\u093e\u092a\u0928\u0964<\/span><\/p>\n<h2 data-section-id=\"14y7dvr\" data-start=\"5822\" data-end=\"5831\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u094d\u0930\u092d\u093e\u0935<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u094d\u0930\u0924\u0940\u0915\u094d\u0937\u093e \u0938\u092e\u092f \u092e\u0947\u0902 \u0915\u092e\u0940 \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u0938\u0902\u0924\u0941\u0937\u094d\u091f\u093f \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930\u0964<\/span><\/p>\n<hr data-start=\"5892\" data-end=\"5895\" \/>\n<h1 data-section-id=\"13cmzwe\" data-start=\"5897\" data-end=\"5931\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">10. \u0908-\u0938\u093f\u092e \u0914\u0930 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0915\u0928\u0947\u0915\u094d\u091f\u093f\u0935\u093f\u091f\u0940<\/span><\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/images.openai.com\/static-rsc-4\/egH9Nu9ERwIQZXineKHD5SpecZHe3Z2WJ6aSnaEU1tVjVeRsEWLME6pHuZvXpYOq4zmVQJju2lbVh1DU6kY5enns6uNsBf1NGEedersXdeBFEM8kLqjkUodr_zy5gZaCgXefZCSUOO7fd3RiE0GRGLsPTyz0azDkeeX10XlgbRuiEXpNyEKo9hNMZUyv50YR?purpose=fullsize\" alt=\"eSIM \u0930\u094b\u092e\u093f\u0902\u0917 \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u2013 Mobileum - \u090f\u0915\u094d\u091f\u093f\u0935 \u0907\u0902\u091f\u0947\u0932\u093f\u091c\u0947\u0902\u0938\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0906\u0927\u0941\u0928\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0938\u0941\u0935\u093f\u0927\u093e \u090f\u0915 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u092c\u0928 \u0917\u0908 \u0939\u0948\u0964<\/span><\/p>\n<h2 data-section-id=\"11iiim4\" data-start=\"6002\" data-end=\"6032\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0908-\u0938\u093f\u092e \u0924\u0915\u0928\u0940\u0915 \u0915\u0947 \u0932\u093e\u092d<\/span><\/h2>\n<ul data-start=\"6034\" data-end=\"6134\">\n<li data-section-id=\"1a7pv1l\" data-start=\"6034\" data-end=\"6055\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u0915\u094d\u0930\u093f\u092f\u0923\u0964<\/span><\/li>\n<li data-section-id=\"1th8h0i\" data-start=\"6056\" data-end=\"6080\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u094b\u0908 \u092b\u093f\u091c\u093f\u0915\u0932 \u0938\u093f\u092e \u0915\u093e\u0930\u094d\u0921 \u0928\u0939\u0940\u0902\u0964<\/span><\/li>\n<li data-section-id=\"1xj5i7k\" data-start=\"6081\" data-end=\"6109\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u090f\u0915\u093e\u0927\u093f\u0915 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932\u0964<\/span><\/li>\n<li data-section-id=\"4975t7\" data-start=\"6110\" data-end=\"6134\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0930\u094b\u092e\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u092e\u0947\u0902 \u0915\u092e\u0940\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"fm76x1\" data-start=\"6136\" data-end=\"6161\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u0909\u0926\u094d\u092f\u094b\u0917 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0915\u0928\u0947\u0915\u094d\u091f\u093f\u0935\u093f\u091f\u0940 \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0908-\u0938\u093f\u092e \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948\u0964<\/span><\/p>\n<hr data-start=\"6266\" data-end=\"6269\" \/>\n<h1 data-section-id=\"1c728n0\" data-start=\"6271\" data-end=\"6301\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">11. \u0935\u093f\u0932\u093e\u0938\u093f\u0924\u093e\u092a\u0942\u0930\u094d\u0923 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0928\u0908 \u092a\u0930\u093f\u092d\u093e\u0937\u093e<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/ILm4FHJYwtcvL6IS1mOVOTM84wEhA8kHAIeCo1q1U1byCDuZ5MQYz4KfKsAyVBLE-QO8JJ6WtEPOhlTQ_7L0Kp6tllfrpllM-8CuXK9bmA_zZeJRbQ1x4xyjA7xiwwQ8VuC0xQ_YGA6kPa2-3i3HNeCgQnqOE4kR_Dhic_YZu78X2jlgpIfy3AWo7UcNr-fC?purpose=fullsize\" alt=\"\u0935\u093f\u0936\u094d\u0935 \u0915\u0947 10 \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u0932\u0915\u094d\u091c\u0930\u0940 \u0939\u094b\u091f\u0932 \u092c\u094d\u0930\u093e\u0902\u0921 - \u0932\u0915\u094d\u091c\u0930\u0940 \u091f\u094d\u0930\u0948\u0935\u0932 \u090f\u0915\u094d\u0938\u092a\u0930\u094d\u091f\" width=\"905\" height=\"509\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u0917\u094d\u091c\u0930\u0940 \u092f\u093e\u0924\u094d\u0930\u0940 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0935\u093f\u0932\u093e\u0938\u093f\u0924\u093e \u0915\u0940 \u092c\u091c\u093e\u092f \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"1iq140e\" data-start=\"6375\" data-end=\"6400\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0928\u0908 \u0935\u093f\u0932\u093e\u0938\u093f\u0924\u093e \u0938\u0902\u092c\u0902\u0927\u0940 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e\u090f\u0901<\/span><\/h2>\n<ul data-start=\"6402\" data-end=\"6532\">\n<li data-section-id=\"xhhbms\" data-start=\"6402\" data-end=\"6418\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0928\u093f\u091c\u0940 \u092f\u093e\u0924\u094d\u0930\u093e\u090f\u0902\u0964<\/span><\/li>\n<li data-section-id=\"1exeisl\" data-start=\"6419\" data-end=\"6443\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0905\u0926\u094d\u0935\u093f\u0924\u0940\u092f \u0905\u0928\u0941\u092d\u0935\u0964<\/span><\/li>\n<li data-section-id=\"1fv576y\" data-start=\"6444\" data-end=\"6473\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u0924\u0924 \u091f\u093f\u0915\u093e\u090a \u0932\u0915\u094d\u091c\u0930\u0940 \u0930\u093f\u0938\u0949\u0930\u094d\u091f\u094d\u0938\u0964<\/span><\/li>\n<li data-section-id=\"urlb8i\" data-start=\"6474\" data-end=\"6498\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u0948\u092f\u0915\u094d\u0924\u093f\u0915\u0943\u0924 \u0938\u0947\u0935\u093e\u090f\u0902\u0964<\/span><\/li>\n<li data-section-id=\"vb866w\" data-start=\"6499\" data-end=\"6532\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u0915\u0932\u094d\u092f\u093e\u0923 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0935\u093f\u0932\u093e\u0938\u093f\u0924\u093e\u092a\u0942\u0930\u094d\u0923 \u092f\u093e\u0924\u094d\u0930\u093e\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"7u52dm\" data-start=\"6534\" data-end=\"6553\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u092d\u0930\u0924\u0947 \u092c\u093e\u091c\u093e\u0930<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0907\u0928 \u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0932\u0917\u094d\u091c\u0930\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u092e\u093e\u0902\u0917 \u0932\u0917\u093e\u0924\u093e\u0930 \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948:<\/span><\/p>\n<ul data-start=\"6598\" data-end=\"6642\">\n<li data-section-id=\"dxrpza\" data-start=\"6598\" data-end=\"6611\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u0927\u094d\u092f \u092a\u0942\u0930\u094d\u0935<\/span><\/li>\n<li data-section-id=\"n67uug\" data-start=\"6612\" data-end=\"6626\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u090f\u0936\u093f\u092f\u093e-\u092a\u094d\u0930\u0936\u093e\u0902\u0924<\/span><\/li>\n<li data-section-id=\"11196d3\" data-start=\"6627\" data-end=\"6642\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0924\u094d\u0924\u0930\u0940 \u0905\u092e\u0947\u0930\u093f\u0915\u093e<\/span><\/li>\n<\/ul>\n<hr data-start=\"6644\" data-end=\"6647\" \/>\n<h1 data-section-id=\"xkokj5\" data-start=\"6649\" data-end=\"6678\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">12. \u0905\u0928\u0941\u092d\u0935 \u0906\u0927\u093e\u0930\u093f\u0924 \u092f\u093e\u0924\u094d\u0930\u093e<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/4ruW_QN9wZ1Ip7QTgfnA3wnoVKj0ynravueQTllEfe7KWa74I9CY9kcR6Yng1P44mqEwG7ZwHOHbk2lVukaRwDTMsTO4-tpbb2BWaewtbMNa25MVQzk7sfpw3w2ME5v-UYZnl2KZiO8YN0t5SsGgFYcE0WzbK9yGEbjk1SgzlhdnC-yAN9xR7ktKD-OOt38H?purpose=fullsize\" alt=\"\u092f\u093e\u0924\u094d\u0930\u093e \u0938\u094d\u0925\u0932 \u0915\u0940 \u0916\u094b\u091c\" width=\"667\" height=\"445\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u0940 \u0905\u092c \u0915\u0947\u0935\u0932 \u0926\u0930\u094d\u0936\u0928\u0940\u092f \u0938\u094d\u0925\u0932\u094b\u0902 \u0915\u0940 \u0938\u0948\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f \u0938\u093e\u0930\u094d\u0925\u0915 \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"1bnhoko\" data-start=\"6763\" data-end=\"6795\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0905\u0928\u0941\u092d\u0935 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u093e\u0901<\/span><\/h2>\n<h3 data-section-id=\"9176l8\" data-start=\"6797\" data-end=\"6821\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u093e\u0915 \u0905\u0928\u0941\u092d\u0935<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0916\u093e\u0928\u093e \u092a\u0915\u093e\u0928\u0947 \u0915\u0940 \u0915\u0915\u094d\u0937\u093e\u090f\u0902 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092d\u094b\u091c\u0928 \u092d\u094d\u0930\u092e\u0923\u0964<\/span><\/p>\n<h3 data-section-id=\"1h35ykv\" data-start=\"6861\" data-end=\"6885\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u093e\u0902\u0938\u094d\u0915\u0943\u0924\u093f\u0915 \u0905\u0928\u0941\u092d\u0935<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0938\u092e\u093e\u0930\u094b\u0939 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092e\u0947\u0932\u091c\u094b\u0932\u0964<\/span><\/p>\n<h3 data-section-id=\"s5yx0l\" data-start=\"6934\" data-end=\"6959\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u093e\u0939\u0938\u093f\u0915 \u0905\u0928\u0941\u092d\u0935<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u093e\u0939\u0930\u0940 \u0905\u0928\u094d\u0935\u0947\u0937\u0923 \u0914\u0930 \u0938\u093e\u0939\u0938\u093f\u0915 \u0916\u0947\u0932\u0964<\/span><\/p>\n<h3 data-section-id=\"19g6qhl\" data-start=\"7001\" data-end=\"7023\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u0940\u0916\u0928\u0947 \u092a\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u0964<\/span><\/p>\n<h2 data-section-id=\"67l81p\" data-start=\"7059\" data-end=\"7077\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u094d\u092f\u094b\u0917 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u094d\u0925\u0932 \u092c\u0922\u093c\u0924\u0940 \u092e\u093e\u0902\u0917 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u092d\u0935\u093e\u0924\u094d\u092e\u0915 \u092a\u0930\u094d\u092f\u091f\u0928 \u0909\u0924\u094d\u092a\u093e\u0926 \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"7162\" data-end=\"7165\" \/>\n<h1 data-section-id=\"d0dokc\" data-start=\"7167\" data-end=\"7191\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">13. \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u093e \u0935\u093f\u0915\u093e\u0938<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/6RMX5aPSl2_EJVNGeVW2Jzj5VPcvR8PJaFJWaUKeee16x6nuZz3WPCOmbN5NG-QNCRjhdjwByuwDh1JhwoaGtQqF8WO-hcU0Av9uUD6nx30Rn2hLl4gUUnUxF4wMmhmaDVRtP3Ki0rl1NZ4EK--JNqKzj-8GGIuyr6s1qeGp5eXtZnldn-k7bknNqw_1i_B5?purpose=fullsize\" alt=\"\u0928\u090f \u0917\u0902\u0924\u0935\u094d\u092f\u094b\u0902 \u0915\u0940 \u0916\u094b\u091c: \u0930\u094b\u092e\u093e\u0902\u091a \u0914\u0930 \u0916\u094b\u091c \u0915\u0940 \u090f\u0915 \u092f\u093e\u0924\u094d\u0930\u093e\" width=\"853\" height=\"569\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u092d\u0940 \u0906\u092f\u0941 \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f\u0924\u093e \u0932\u0917\u093e\u0924\u093e\u0930 \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948\u0964<\/span><\/p>\n<h2 data-section-id=\"su4k8y\" data-start=\"7258\" data-end=\"7272\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u0902\u0936\u093e<\/span><\/h2>\n<ul data-start=\"7274\" data-end=\"7359\">\n<li data-section-id=\"1h1ty3z\" data-start=\"7274\" data-end=\"7292\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0915\u093e\u0938\u0964<\/span><\/li>\n<li data-section-id=\"uxp7pe\" data-start=\"7293\" data-end=\"7319\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u0914\u0930 \u0932\u091a\u0940\u0932\u093e\u092a\u0928\u0964<\/span><\/li>\n<li data-section-id=\"11m2e1p\" data-start=\"7320\" data-end=\"7337\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0906\u0924\u094d\u092e-\u0916\u094b\u091c\u0964<\/span><\/li>\n<li data-section-id=\"1ad2nso\" data-start=\"7338\" data-end=\"7359\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0905\u0926\u094d\u0935\u093f\u0924\u0940\u092f \u0905\u0928\u0941\u092d\u0935\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"1v4jrxz\" data-start=\"7361\" data-end=\"7392\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e \u0916\u0902\u0921<\/span><\/h2>\n<ul data-start=\"7394\" data-end=\"7484\">\n<li data-section-id=\"1ac7smf\" data-start=\"7394\" data-end=\"7415\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u0939\u093f\u0932\u093e \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e\u0964<\/span><\/li>\n<li data-section-id=\"5psaz1\" data-start=\"7416\" data-end=\"7437\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e\u0964<\/span><\/li>\n<li data-section-id=\"wjdpzj\" data-start=\"7438\" data-end=\"7462\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u093e\u0939\u0938\u093f\u0915 \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e\u0964<\/span><\/li>\n<li data-section-id=\"fkoc5a\" data-start=\"7463\" data-end=\"7484\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u093f\u0932\u093e\u0938\u093f\u0924\u093e\u092a\u0942\u0930\u094d\u0923 \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093e\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"ip6vto\" data-start=\"7486\" data-end=\"7506\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u091f\u094d\u0930\u0948\u0935\u0932 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u090f\u0915\u0932 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u090f \u0917\u090f \u0909\u0924\u094d\u092a\u093e\u0926 \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"7590\" data-end=\"7593\" \/>\n<h1 data-section-id=\"36ceui\" data-start=\"7595\" data-end=\"7627\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">14. \u092f\u093e\u0924\u094d\u0930\u093e \u0938\u0926\u0938\u094d\u092f\u0924\u093e \u092e\u0949\u0921\u0932<\/span><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/0hh3HZR_CZxdWPnaiuEwRxi3XdDHEKUX76IGi4To7zbHU8wTfkq6F3cj4VAMR1S0Hj75hq7xZIP4VVjQHZ835SYw97r-YsN3ttsfg4byUGPUwo4sSJVrDtXgTnNqUlPmxIsithGmwXNj65vqLntTZBhmZhaSsRoFUxuyk6Xbox1HM0zwLfFuzAKu6lYoHo6r?purpose=fullsize\" alt=\"\u092e\u0947\u0921\u093f\u092f\u094b \u092a\u0930\u093f\u0935\u0947\u0936 \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0928\u093f\u092b\u093f\u0938\u093f\u092f\u094b\u0938 \u0921\u0947\u0932 \u091f\u0942\u0930\u093f\u091c\u094d\u092e\u094b \u0938\u094b\u0938\u094d\u091f\u0947\u0928\u093f\u092c\u0932\" width=\"757\" height=\"433\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0938\u0926\u0938\u094d\u092f\u0924\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0938\u0947\u0935\u093e\u090f\u0902 \u0935\u093f\u0936\u094d\u0935 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0909\u092d\u0930 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"q0rqke\" data-start=\"7688\" data-end=\"7699\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u093e\u0939\u0930\u0923<\/span><\/h2>\n<ul data-start=\"7701\" data-end=\"7804\">\n<li data-section-id=\"glvynu\" data-start=\"7701\" data-end=\"7732\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092b\u094d\u0932\u093e\u0907\u091f \u0938\u092c\u094d\u0938\u0915\u094d\u0930\u093f\u092a\u094d\u0936\u0928 \u092a\u094d\u0930\u094b\u0917\u094d\u0930\u093e\u092e\u0964<\/span><\/li>\n<li data-section-id=\"1x9zphq\" data-start=\"7733\" data-end=\"7758\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0939\u094b\u091f\u0932 \u0938\u0926\u0938\u094d\u092f\u0924\u093e \u092f\u094b\u091c\u0928\u093e\u090f\u0901\u0964<\/span><\/li>\n<li data-section-id=\"qfi0gl\" data-start=\"7759\" data-end=\"7774\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u0915\u094d\u0932\u092c\u0964<\/span><\/li>\n<li data-section-id=\"v4pzha\" data-start=\"7775\" data-end=\"7804\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u090f\u092f\u0930\u092a\u094b\u0930\u094d\u091f \u0932\u093e\u0909\u0902\u091c \u0915\u0940 \u0938\u0926\u0938\u094d\u092f\u0924\u093e\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"2qq1z5\" data-start=\"7806\" data-end=\"7817\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092b\u093c\u093e\u092f\u0926\u0947<\/span><\/h2>\n<ul data-start=\"7819\" data-end=\"7896\">\n<li data-section-id=\"b0v8r5\" data-start=\"7819\" data-end=\"7846\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u0916\u0930\u094d\u091a \u0915\u093e \u092a\u0942\u0930\u094d\u0935\u093e\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li data-section-id=\"1px4746\" data-start=\"7847\" data-end=\"7869\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0935\u093f\u0936\u0947\u0937 \u091b\u0942\u091f\u0964<\/span><\/li>\n<li data-section-id=\"5016zl\" data-start=\"7870\" data-end=\"7896\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092f\u093e\u0924\u094d\u0930\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902\u0964<\/span><\/li>\n<\/ul>\n<hr data-start=\"7898\" data-end=\"7901\" \/>\n<h1 data-section-id=\"f0re5v\" data-start=\"7903\" data-end=\"7943\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">15. \u091c\u0932\u0935\u093e\u092f\u0941 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u091c\u093e\u0917\u0930\u0942\u0915 \u092f\u093e\u0924\u094d\u0930\u093e \u0938\u0902\u092c\u0902\u0927\u0940 \u0928\u093f\u0930\u094d\u0923\u092f<\/span><\/h1>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/images.openai.com\/static-rsc-4\/Ue_41eqq7UVCY-iVqQg8Yt8MuvenktDKE4lQcXArOBtKJqndmIMrNnivYXMCUvMsMXF04KaucDl4t61Z7AxbnZj1C3eYmqUJYwRytjtJZbgOzelBsg6x0RIvXQjbnt-ydOXGiTYLmXi6vkhLnugIDsm1DHgBz95MWQkz0tZjMk_y_9KdZUkoDJO28Da4ku-L?purpose=fullsize\" alt=\"\u092a\u0930\u094d\u092f\u093e\u0935\u0930\u0923 \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932 \u092a\u0930\u094d\u092f\u091f\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0940 11 \u0936\u0940\u0930\u094d\u0937 \u0938\u0924\u0924 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u091c\u0932\u0935\u093e\u092f\u0941 \u0938\u0902\u092c\u0902\u0927\u0940 \u091a\u093f\u0902\u0924\u093e\u090f\u0902 \u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u094d\u0925\u0932\u094b\u0902 \u0915\u0947 \u091a\u092f\u0928 \u0915\u094b \u0924\u0947\u091c\u0940 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"1t4f6mr\" data-start=\"8013\" data-end=\"8041\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935<\/span><\/h2>\n<ul data-start=\"8043\" data-end=\"8202\">\n<li data-section-id=\"j2x1tz\" data-start=\"8043\" data-end=\"8098\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0916\u0930\u093e\u092c \u092e\u094c\u0938\u092e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092f\u093e\u0924\u094d\u0930\u093e \u0938\u094d\u0925\u0932\u094b\u0902 \u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/span><\/li>\n<li data-section-id=\"rsz2gl\" data-start=\"8099\" data-end=\"8149\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0930\u094d\u092f\u093e\u0935\u0930\u0923 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u093e \u091a\u092f\u0928 \u0915\u0930\u0928\u093e\u0964<\/span><\/li>\n<li data-section-id=\"yh6tma\" data-start=\"8150\" data-end=\"8202\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092b\u094d\u0932\u093e\u0907\u091f \u092c\u0941\u0915 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0915\u093e\u0930\u094d\u092c\u0928 \u0909\u0924\u094d\u0938\u0930\u094d\u091c\u0928 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0902\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"1wud3z7\" data-start=\"8204\" data-end=\"8227\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0909\u0926\u094d\u092f\u094b\u0917 \u0938\u092e\u093e\u092f\u094b\u091c\u0928<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092a\u0930\u094d\u092f\u091f\u0928 \u0938\u0902\u0917\u0920\u0928 \u091c\u0932\u0935\u093e\u092f\u0941 \u0938\u0902\u092c\u0902\u0927\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947 \u0914\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<hr data-start=\"8324\" data-end=\"8327\" \/>\n<h1 data-section-id=\"1u3xkn\" data-start=\"8329\" data-end=\"8372\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">16. \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0914\u0930 \u091b\u094b\u091f\u0940 \u0926\u0942\u0930\u0940 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f<\/span><\/h1>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/images.openai.com\/static-rsc-4\/7Snp34tC9enWQ87MObXLhbI9g4ofdCelvP-up3PppwA7KYR9IhUd0tyRbLImqvjOPfgJJhH23_veZOuwfeatj5JW6V_AjVg-eFwi6OYmU22ZOUjq2k9QGo3ul20k92EdzOFps_yoNQPM1OnuQve74hUkkMeM6Bf2OLNvSti3b8eJ9PT3Pq3nurRiVLlVoEHu?purpose=fullsize\" width=\"761\" height=\"507\" \/><\/p>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u0908 \u092f\u093e\u0924\u094d\u0930\u0940 \u0918\u0930 \u0915\u0947 \u092a\u093e\u0938 \u0915\u0940 \u091b\u094b\u091f\u0940 \u092f\u093e\u0924\u094d\u0930\u093e\u0913\u0902 \u0915\u094b \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h2 data-section-id=\"16hb3o2\" data-start=\"8427\" data-end=\"8437\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u093e\u0930\u0923<\/span><\/h2>\n<ul data-start=\"8439\" data-end=\"8539\">\n<li data-section-id=\"u6f6sd\" data-start=\"8439\" data-end=\"8453\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u092e \u0932\u093e\u0917\u0924\u0964<\/span><\/li>\n<li data-section-id=\"a4kiuz\" data-start=\"8454\" data-end=\"8478\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u0932\u091a\u0940\u0932\u0924\u093e\u0964<\/span><\/li>\n<li data-section-id=\"1mgh2ny\" data-start=\"8479\" data-end=\"8507\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e \u092e\u0947\u0902 \u0915\u092e\u0940\u0964<\/span><\/li>\n<li data-section-id=\"1dmkqma\" data-start=\"8508\" data-end=\"8539\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u093e\u092e \u0914\u0930 \u091c\u0940\u0935\u0928 \u0915\u0947 \u092c\u0940\u091a \u092c\u0947\u0939\u0924\u0930 \u0938\u0902\u0924\u0941\u0932\u0928\u0964<\/span><\/li>\n<\/ul>\n<h2 data-section-id=\"1274hho\" data-start=\"8541\" data-end=\"8551\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0906\u0909\u091f\u0932\u0941\u0915<\/span><\/h2>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u092a\u0930\u094d\u092f\u091f\u0928 \u0915\u0947 2026 \u0914\u0930 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u092d\u0940 \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u0947 \u0930\u0939\u0928\u0947 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0939\u0948\u0964<\/span><\/p>\n<hr data-start=\"8628\" data-end=\"8631\" \/>\n<h1 data-section-id=\"akg2hf\" data-start=\"8633\" data-end=\"8675\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">2026 \u092e\u0947\u0902 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092a\u0930\u094d\u092f\u091f\u0928 \u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0906\u0928\u0947 \u0935\u093e\u0932\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/span><\/h1>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u091c\u092c\u0942\u0924 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u0909\u0926\u094d\u092f\u094b\u0917 \u0915\u094b \u0915\u0908 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u0948:<\/span><\/p>\n<h3 data-section-id=\"s0w38d\" data-start=\"8740\" data-end=\"8770\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u093e \u0932\u093e\u0917\u0924<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092c\u0922\u093c\u0924\u0940 \u0915\u0940\u092e\u0924\u0947\u0902 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0916\u0930\u094d\u091a \u0938\u0902\u092c\u0902\u0927\u0940 \u0928\u093f\u0930\u094d\u0923\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"zll1si\" data-start=\"8825\" data-end=\"8853\"><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u092d\u0942\u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e<\/span><\/h3>\n<p><span style=\"font-size: 12pt; font-family: arial, helvetica, sans-serif;\">\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0938\u0902\u0918\u0930\u094d\u0937 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<h3 data-section-id=\"1pdfzuj\" data-start=\"8902\" data-end=\"8920\"><span style=\"font-size: 12pt; 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